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The two ministries and commissions clarified
On June 20, the Ministry of Finance and the Ministry of Industry and Information Technology jointly revised and issued the Measures for the Administration of Credit Guarantee Funds for Small and Medium-sized Enterprises (Caiqi Enterprise [2012] No. 97, hereinafter referred to as the “Guarantee Fund Measuresâ€) and the “Administrative Measures for Special Funds for SME Development†( Cai Enterprise [2012] No. 96, hereinafter referred to as “Special Fund Management Measuresâ€. The "Guarantee Fund Measures" for the eligible SME credit guarantee institutions (hereinafter referred to as guarantee institutions), provincial and inter-provincial SME credit re-guarantee institutions (hereinafter referred to as re-guarantee institutions) in 2011, a single 15 million yuan in insurance (including) The following medium-sized, small-scale, micro-enterprise loan guarantee business and re-guarantee business will be subsidized, and the loan guarantee business, re-guarantee business and loan guarantee business with low guarantee rate will be mainly subsidized for small and micro enterprises. The "Guarantee Fund Measures" also made specific requirements for support methods and support quotas: for small enterprises with a single secured loan of less than 5 million yuan (inclusive), the proportion of subsidies after the annual average insured balance (hereinafter referred to as the subsidized subsidy) The ratio is not more than 2%; for a micro-enterprise single secured loan of less than 1 million yuan (inclusive), the subsidy ratio after conversion is not more than 3%, and the single secured loan is 1 million yuan to 5 million yuan (inclusive). The post-subsidy ratio does not exceed 2%; for other guarantee businesses, the subsidy ratio after conversion is not more than 0.5%. The general liability guarantee business carried out by the re-guarantee institution shall be subsidized according to 0.1% of the average insured balance in 2011; the proportioned risk-sharing business carried out by the re-guarantee institution shall not exceed the average of the medium-sized, small and micro-enterprises in 2011. Grants are given at 0.5% and 1% of the balance. For the medium, small and micro enterprise loan guarantee business in which the guarantee rate in 2011 is lower than the bank's loan benchmark interest rate by 50%, the subsidy ratio shall not exceed the difference between the bank's loan benchmark interest rate of 50% and the actual guarantee rate. Focus on subsidizing micro- and small-enterprise loan guarantees with low guarantee rates. The “Special Fund Management Measures†support focuses on technological progress projects, specialized development projects, energy conservation and emission reduction and safety production projects, job creation projects, strategic emerging industry projects, and projects to improve corporate management. Improving the service environment of small and medium-sized enterprises includes: small business start-up base construction projects, service enterprises and institutional transformation projects, as well as the booth fee subsidy projects of China, Hong Kong, Macao and Taiwan SMEs participating in the 2012 China International Small and Medium Enterprises Fair.